Let's face it. Financing is important if you want to buy a new car in Massapequa, NY. Here at Audi Massapequa, we suggest that you take some time to work on improving your credit score. Here are a few tips that will get results fast.
Certain factors on your credit score carry more weight than others. Derogatory marks should be removed if possible. Either negotiate paying off the old balance in exchange for a removal or dispute the debt if possible. You can raise your credit score instantly when you are able to get collection accounts removed.
Another thing that has a big impact is credit utilization. You should aim for using no more than one-third of your available credit. Keeping your balance low will show lenders that you are responsible with how you use your credit. Maxing out your cards is not a good way to build credit.